A number of health plan options are available for benefit-eligible, full-time and benefit-eligible, part-time employees and their eligible dependents for financial protection against certain costs associated with the provision of medical care. Coverage for eligible employees is effective the first of the month following 30-days of hire.
Each year, a period of time will be designated as open enrollment. During this time, employees may choose their health plan for the next 12-month period. If an employee does not make an election during this period, the previous plan chosen by the employee will automatically continue or the employee will be enrolled in the default plan identified by ABSMC. New employees who do not make an election during the designated period for new employees will automatically be enrolled in the Medical Waiver option.
Employees or dependents may be eligible to continue participation in the health, dental and vision plans, at their own expense, for 18 or 36 months following these qualifying events:
- Death of the employee (36 months)
- Termination of employment (18 months)
- Reduction of employee's hours resulting in non-benefit status (18 months)
- Divorce or legal separation (36 months)
- Loss of dependent status under terms of plan (36 months)
2020 Comparison Benefit Guide
2020 Dental Plans
2020 Vision Options
Live Well for Life
2019 Health Insurance Rate Sheet
Dental and Vision
Dental and vision plans are provided for benefit-eligible, employees and eligible dependents to help defray the cost of care. The eligibility requirements are the same as for the health plan.
Each year during open enrollment or as part of new employee benefits enrollment, employees may elect to waive the health, dental, and vision package. In order to waive benefits, an employee must provide HR with proof of medical coverage. Employees waiving coverage will receive pay in lieu of benefits at a level designated available for full-time or part-time employment.
Employee Assistance Program (EAP)
SMU knows that employees may experience stress due to family obligations and responsibilities, other factors such as economic or lifestyle changes, or health concerns. SMU provides a helpful benefit called the Employee Assistance Program (EAP).
SMU employees and his/her eligible dependents may initiate EAP visits each year. EAP is a program designed to help an employee attend to himself/herself or a family member in difficult times. Faculty and staff, and eligible dependents can make an appointment for a consultation by calling 800.477.2258 or visiting Sutter Health EAP. A professional will be assigned to work with the faculty or staff member in confidence. This voluntary treatment plan is confidential and telephone calls or visits are not shared with SMU personnel.