We've Got You Covered
Nearly every Samuel Merritt student receives some form of financial assistance, and our counselors work with you from your first application through graduation.
Start with the FAFSA, then follow the steps below to complete your federal aid file.
87%
Of undergraduate students receive assistance
$12m+
In scholarships & grants awarded
100%
Of programs eligible for federal aid
How to Apply for Aid
SMU's FAFSA school code: 007012
- Complete the FAFSA using SMU code 007012.
- Complete entrance counseling at studentaid.gov.
- Sign the Master Promissory Note (MPN).
- Submit any required documentation via MySMU.
- Review your award letter and accept your package.
View Detailed Instructions
Step-by-step guidance for each stage of the federal aid application, from the FAFSA through your award letter.
Types of Financial Aid
Explore the different ways you can fund your education at SMU.
- Scholarships and Grants Need- and merit-based awards you never have to repay.
- Federal and Private Loans Borrow what you need with federal and private options.
- Federal Work Study Earn money through part-time, aid-eligible employment.
Scholarships and Grants
SMU’s Financial Aid Office encourages all students to research grants and scholarship opportunities. Grants and scholarships are financial aid awards that you do not have to pay back, and they are based on financial need, merit, or other criteria.
Federal and Private Loans
SMU offers a variety of options to help you meet the cost of your education, such as low-interest federal student loans. Typically, repayment on federal student loans does not begin until six months after you are out of school.
Federal Work Study
The Federal Work-Study Program allows students to work on campus or for an approved non profit organization for a predetermined number of hours per week during a term. The rate of pay is in accordance with other student pay scales and is in compliance with federal minimum wage standards. Students interested in employment may complete the new hire packet listed after receiving an approval to work. Please click on the SMU’s Work Study Instructions below to complete the required steps. The funds earned may go toward tuition, fees, education and living expenses.
Students interested in part-time employment may qualify for work at the university and Summit Medical Center. Opportunities include the John A. Graziano Memorial Library, the Health Education Center, Studio Three, Audiovisual and various university offices. Additional employment opportunities such as physical therapy clinics, physicians’ offices, house sitting, etc., are publicized on the JobBoard.
Financial Aid Contacts
Connect with the counselor who supports your program for help with aid, loans, and emergency assistance.
Financial Aid Counselor
Kimya Williams
ABSN and Online FNP
Financial Aid Counselor
Farzana Barakzai
BSN and BHS
Financial Aid Counselor
Binh Hua
DNP, CRNA, Podiatry, Occupational Therapy, RN-BSN
Financial Aid Counselor
Lai Saeteurn
ELMSN, PT, PA, FNP-DNP
Associate Director
Cora Manuel
Certificate Programs, MBS, MFT, MHA, MSW, Psych Mental Health DNP / Emergency Aid Questions
Accounting Analyst
Ida Alvarez
Private Loan Processing and Federal Work Study
Loan Administrator
Kristi Kindberg
Direct Loan Processing, Private Loan Processing, Loan Returns
Financial Aid Systems Analyst
Saeng Saephanh
Financial Aid Forms
The Financial Aid Office may require certain forms to confirm your Federal Financial Aid eligibility. Click on the form you must submit below, print and complete the form, then submit it to the Financial Aid Office. Please submit any requested forms ASAP.
Completed forms should be uploaded in the Financial Aid Portal of MySMU. Video Instructions
Aid and Loan Forms
Verification Forms
- Non-Tax-Filer Statement - Student (PDF)
- Non-Tax-Filer Statement - Parent (PDF)
- 26-27 V1 Verification Form - Dependent (PDF)
- 26-27 V1 Verification Form - Independent (PDF)
- 26-27 V4 Verification Form (PDF)
- 26-27 V5 Verification Worksheet - Dependent (PDF)
- 26-27 V5 Verification Worksheet - Independent (PDF)
2026–2027 Academic Year Tuition
Here, you will find detailed information regarding tuition rates specific to each college, as well as additional fees that may apply. To view the complete breakdown of costs, including the latest updates and specifics, please refer to the PDF document containing the 2026–2027 academic tuition details linked below. Should you have any questions or require further assistance regarding your student account, our dedicated team is here to support you every step of the way.
Tuition By College
Additional Support
Resources for emergencies, food insecurity, and students from special populations.
Emergency Aid
SMU has offered emergency scholarships for the last few years. We are fortunate to have alumni and staff that donate to the emergency fund. An emergency is a sudden, urgent usually unexpected occurrence requiring immediate action.
Tuition and other expected expenses that are covered by existing financial aid and loan programs are generally not eligible. The SMU Emergency Assistance is a limited fund to help currently enrolled SMU students on a case-by-case basis with emergency expenses, such as unexpected illnesses, accidents, or extreme hardships, which happen during the academic year.
A student will be able to apply for a maximum of one award per semester and will need to submit a new application if applying for subsequent semesters.
Emergency aid will NOT cover the following:
- A gap in or the inability to pay for tuition or fees.
- Optional certificate fees not required for completing your program, i.e., PALS or ACLS.
- Items required for a student's program prior to or at the start of the first term, such as a working computer/laptop or uniforms.
- Expenses prior to the start of your program.
- Regular automotive maintenance.
- Recurring living expenses, i.e., rent/mortgage payments or monthly childcare.
- Medical expenses for family members.
Emergency aid requests must include documentation with dates of when the incident occurred, and the name of the student. Pictures are not supporting documentation.
The committee will take into consideration the students' financial aid eligibility and if Student Accounts report a remaining balance to be paid. Any Emergency Assistance given may be applied to the remaining balance first.
Students who have fully taken advantage of student loan opportunities available to them (including students who have taken alternative loans to cover expenses) will be given priority.
To apply, log into mysmu.samuelmerritt.edu — click on the box "CL Scholarship Applications website". Complete the application under SMU Emergency Scholarships.
Food Assistance
We know that about one-third of students are worried about having sufficient quantities of affordable, nutritious food. The food pantries are here so that students have access to healthy and nourishing food that promotes health and well-being so you can successfully focus on your studies.
Who is eligible?
Any student who needs food can come by the food pantry.
Where is the Pantry? What are the hours? Who is the contact?
- Oakland Campus
Campus Service Center 525 12th Street, Oakland, CA 94607
Check-in at the security desk
Hours: Tuesday and Thursday, 10 a.m. – 1 p.m. - Sacramento Campus
Pantry is in Suite 300
Contact Robyn Heise (rheise@samuelmerritt.edu)
Hours: By appointment only - San Francisco Peninsula
Pantry is in Room 306
Contact Michael Wong (mwong@samuelmerritt.edu)
Hours: By appointment only
How does it work?
The pantry is set up like a mini-grocery store. With assistance from the Food Pantry Coordinator, you will select the food you want. Reminder emails are sent each week (for the Oakland Campus), along with a link to the online pantry intake form (required for each visit) for your completion. To help us plan for your visit, the pantry intake form should be submitted no later than 9:30 a.m. on the scheduled pantry access day. We recommend that you bring your own bag(s) as our on-hand supply may be limited from time to time.
What kind of food is available?
We have a wide variety of shelf-stable food. Grains, cereals, canned fruit and vegetables, vegan, vegetarian and gluten-free options, stews, soups, seasonings, canned fish and meat, and shelf-stable milk. We do not have refrigerators or freezers so we cannot stock perishable food. The Oakland campus food pantry is operated in partnership with Alameda County Community Food Bank. The San Francisco Peninsula campus food pantry is operated in partnership with Second Harvest Food Bank.
Are non-food items available?
Yes! In February 2021, personal care items were added as regular inventory to the food pantry. Available items include: body wash, toothpaste, toothbrushes, deodorant, shampoo & conditioner, razors, shaving cream, and feminine hygiene products.
Are there limits on food I can pick up?
There are limitations on the quantity of food a student may select. The Food Pantry Coordinator will assist you during your visit.
Students can visit the pantry once per week. If have special circumstances, please email Roni Wallace (vwallace@samuelmerritt.edu).
What kind of information do I need to give?
We have a short, private intake form we ask students to complete for each visit so that we know how many students we are serving.
Financial Wellness Training
SMU has partnered with the National Endowment for Financial Education to provide a comprehensive online curriculum of financial topics. You can create an account at https://www.cashcourse.org/. The system is self-paced and you can pick and choose what topics you want to explore.
Financial Wellness Coursework
- Be Credit Savvy – This course starts with 10 pre-test questions about credit. Then, review the slides of information about how credit works and how to use it responsibly. Following the slides, take a 10-question post-test to measure knowledge gained.
- Budgeting Basics – This course starts with 10 pre-test questions about budgeting. Then, review the slides of information about how budgeting works and how to budget your own money. Following the slides, take a 10-question post-test to measure knowledge gained.
- Paying Back Student Loans – This course starts with 10 pre-test questions about student loans. Then, review the slides of information about student loans and the options for repayment. Following the slides, take a 10-question post-test to measure knowledge gained.
- Getting Started with Saving and Investing – This course starts with 10 pre-test questions about saving and investing. Then, review the slides of information about savings and investment accounts, risk, and other relevant topics. Following the slides, take a 10-question post-test to measure knowledge gained.
- Career Planning – This course starts with 10 pre-test questions. Then, review the slides of information about career planning. Following the slides, take a 10-question post-test to measure knowledge gained.
- Saving and Goal Setting – This course starts with 10 pre-test questions. Then, review the slides of information about saving and goal setting. Following the slides, take a 10-question post-test to measure knowledge gained.
- Prepare for Emergencies – This course starts with 10 pre-test questions. Then, review the slides of information about preparing for emergencies. Following the slides, take a 10-question post-test to measure knowledge gained.
- Funding Sources – This course starts with 10 pre-test questions. Then, review the slides of information about funding sources. Following the slides, take a 10-question post-test to measure knowledge gained.
Worksheets
- Monthly Budget – This worksheet provides an outline of common college expenses. Set a budget for each category, and then compare income and expenses to see if the budget needs an adjustment.
- Student Loan Comparison Chart – This worksheet lists costs and factors to consider when evaluating student loan options. This worksheet is helpful when used in conjunction with the loan payoff calculators.
- SMART Goals Worksheet – Use this worksheet to set Specific, Measurable, Achievable, Realistic and Time-bound (SMART) goals. When goals are too abstract, it can be hard to know how or where to start. SMART goals help you to stay accountable and to be deliberate in your planning.
Resources for DACA, Immigrants, Refugees, Asylees, & New Americans
On Nov. 17, 2015, the U.S. Department of Education, U.S. Department of Justice, and the U.S. Department of Health & Human Services released a fact sheet on the rights of unaccompanied children to enroll in and participate meaningfully and equally in education programs.
- Fact Sheet [PDF]
On October 20, 2015, the U.S. Department of Education released a Resource Guide to help schools, colleges, teachers, and other personnel support the college and career success of undocumented and DACA youth in secondary and postsecondary settings.
- Guide [PDF]
Higher Education
- Qualifying for Student Aid—Many non-U.S. citizens qualify for federal student aid. Access this website to learn more about the eligibility criteria for that aid.
- Questions and Answers about Financial Aid and Undocumented Students [PDF]—This questions-and-answers (Q&As) document provides information about student financial aid for undocumented students as well as guidance for a specific subgroup of undocumented students who have received Deferred Action for Childhood Arrivals (DACA). The Q&As include general information, information about eligibility for financial aid, and information about completing the Free Application for Federal Student Aid (FAFSA).
- WHIEEH Financial Aid Guide for Graduates—The White House Initiative on Educational Excellence for Hispanics (WHIEEH) created the ¡Graduáte! Financial Aid Guide to Success (Guide) to help students and families navigate the college application process. The Guide, available in both English and Spanish, provides recommended steps for the college enrollment process, helpful tips on filling out the FAFSA and key financial aid resources available to better support Hispanics, including DACA and non-U.S. citizen students, in their efforts to access a postsecondary education.
Deferred Action for Childhood Arrivals (DACA) Students
On June 15, 2012, the U.S. Department of Homeland Security (DHS) announced that certain people who came to the United States as children and meet several key guidelines, including educational guidelines, may request consideration of deferred immigration enforcement action for a period of two years, subject to renewal. Individuals who are granted deferred action would then be eligible for work authorization. Deferred action does not provide an individual with lawful status, but instead is a discretionary determination to defer removal action of an individual as an act of prosecutorial discretion.
Policies and Compliance
Academic progress standards, federal aid return policy, and related admission requirements.
Financial Aid Related Academic Policy — SAP and Admission
Satisfactory Academic Progress
The University is required to establish minimum standards of "satisfactory academic progress" for students receiving financial aid. The University applies these standards to federal, and state funds.
The Financial Aid Office will only disburse financial aid to those students who are in good academic standing and are making satisfactory progress toward completion of their degree. A student is not making satisfactory academic progress if any of the following conditions exist:
The student's cumulative grade point average (GPA) is below 2.0 at the end of their second year of his/her academic program. Some programs have a higher GPA threshold. You must meet your program's minimum standard as outlined in the academic catalog. Grade point averages are reviewed by the Registrar's Office at the end of each semester.
The student completes (finishes with a passing grade) less than 66% of all attempted coursework, as calculated at the end of the spring semester each year. Grades of "W" (withdrawn) and "I" (incomplete) are not considered passing grades.
The student may not exceed the maximum time frame of attempted credits (150%) of the published length of his/her degree program. Satisfactory academic progress is reviewed at the end of each semester. If a student is not making satisfactory academic progress he or she will be placed on financial aid warning. A student then has one semester to make satisfactory progress. If after one semester on financial aid warning, a student is not making satisfactory academic progress, the student becomes ineligible for aid.
Students who are ineligible for financial aid because they are not making satisfactory academic progress may appeal. Appeals are considered when a student has been able to complete coursework in a fashion that corrects the reason that caused him/her to lose financial aid eligibility, or when extraordinary circumstances (for example, student illness, the illness or death of a family member) have prevented the student from achieving satisfactory academic progress. Students considering a satisfactory academic progress appeal should contact the Financial Aid Office to make an appointment.
Admission Standards
SMU does not teach the 1st and 2nd years of its bachelor's degree programs. Students are admitted as juniors who have completed 2 years of college-level coursework and/or a 1st bachelor's degree. As such, SMU admits as regular students only persons who have a high school diploma or its recognized equivalent and are beyond the age of compulsory school attendance in California.
Return of Federal Financial Aid for Withdraws, Suspension, & Leave
Return of Title IV Financial Aid When a Student Withdraws, is Suspended, or Takes a Leave of Absence
The amount of federal student aid that you must repay is determined by the Federal Formula for Return of Title IV funds (Section 484B of the Higher Education Act). This law also specifies the order in which funds are to be returned to the financial aid programs from which they were awarded, starting with federal student aid loan programs (e.g. Direct Loans) and then all federal student aid grant programs (e.g. Federal Pell Grant, SEOG, etc.).
- The earned amount is determined by multiplying the total federal student aid (other than FWS) for which you were eligible to receive by the percentage of time enrolled for a term up to your official withdrawal date or Last Date of Attendance (LDA) in an academic related activity, whichever comes first.
- If more aid was disbursed than was earned, the amount of Title IV aid that you must return (i.e. not earned) is determined by subtracting the earned amount from the amount actually disbursed.
- If less aid was disbursed than was earned, you may submit a request to receive a late disbursement for the difference. Your notice will include instructions on how to arrange for a Post Withdrawal Disbursement (PWD).
In Detail:
The law specifies how SMU must determine the amount of Federal Student Aid (FSA) assistance that you earn if you withdraw (includes all forms of separation from SMU) from school. The federal financial aid programs that are covered by this law are: Federal Pell Grants, Federal Direct Loans, PLUS Loans, Other Federal Loans, Federal Supplemental Educational Opportunity Grants (FSEOGs), and in some cases, certain state grant aid.
When you withdraw during your payment period or period of enrollment the amount of federal financial aid program assistance that you have earned up to that point is determined by a specific formula. If you received (or SMU or parent received on your behalf) less assistance than the amount that you earned, you may be able to receive those additional funds. If you received more assistance than you earned, the excess funds must be returned by SMU and/or you.
The amount of assistance that you have earned is determined on a pro rata basis. For example, if you completed 30% of your payment period or period of enrollment, you earn 30% of the assistance you were originally scheduled to receive. Once you have completed more than 60% of the payment period or period of enrollment, you earn all the assistance that you were scheduled to receive for that period.
If you did not receive all of the funds that you earned, you may be due a post withdrawal disbursement. If the post withdrawal disbursement includes loan funds, you may choose to decline the loan funds so that you don't incur additional debt.
SMU may automatically use all or a portion of your post-withdrawal disbursement (including loan funds, if you accept them) for tuition and fees. For all other school charges, the SMU needs your permission to use the post-withdrawal disbursement. If you do not give your permission, you will be offered the funds.
If you receive (or SMU or parent receive on your behalf) excess federal financial aid program funds that must be returned, SMU must return a portion of the excess equal to the lesser of:
- your institutional charges multiplied by the unearned percentage of your funds, or
- the entire amount of excess funds.
The school must return this amount even if it didn't keep this amount of your federal student aid program funds.
If SMU is not required to return all of the excess funds, you must return the remaining amount. Any loan funds that you must return, you (or your parent for a PLUS Loan) repay in accordance with the terms of the promissory note. That is, you make scheduled payments to the holder of the loan over a period of time.
Any amount of unearned grant funds that you must return is called an overpayment. The amount of a grant overpayment that you must repay is half of the unearned amount. You must make arrangements with your school or the Department of Education to return the unearned grant funds.
The requirements for federal student aid program funds when you withdraw are separate from any refund policy that SMU has. Therefore, you may still owe funds to SMU to cover unpaid institutional charges. SMU will also charge you for any federal financial aid program funds that the SMU was required to return.
If you have questions about your federal financial aid program funds, you can call the Federal Student Aid Information Center at 1-800-4-FEDAID (1-800-433-3243). TTY users may call 1-800-730-8913. Information is also available on Student Aid on the Web at www.studentaid.gov.
Financial Aid Related Policies
Admission Standards
SMU does not teach the 1st and 2nd year of its bachelor degree programs. Students are admitted as juniors who have completed 2 years of college level coursework and/or a 1st bachelor's degree. As such, SMU admits as regular students' only persons who have a high school diploma or its recognized equivalent and are beyond the age of compulsory school attendance in California.
All students admitted to SMU are beyond the age of compulsory attendance in the State of California.